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How To Deposit Money At Capitec Atm?

Quick Summary

Learn how to deposit money at a Capitec ATM with this comprehensive guide. Whether you prefer using the Capitec app, internet banking, or USSD, we’ve got you covered. Find out the step-by-step process, the cost of sending money, where to collect the cash, and how to contact Capitec’s Client Care Centre for assistance.


Welcome to Answerly, your go-to source for answers to common questions. In this blog post, we will guide you on how to deposit money at a Capitec ATM. Whether you prefer using the Capitec app, internet banking, or USSD service, we have got you covered.

Capitec Bank offers multiple options for convenient and secure cash deposits through their ATMs. By following these simple steps outlined in this article, you can easily deposit money into your account without visiting a branch.

So let’s dive right in and explore the various methods of depositing money at a Capitec ATM!

How to Deposit Money at a Capitec ATM

Option 1: Using the Capitec App

To deposit money at a Capitec ATM using the app, follow these steps:

  1. Open the Capitec app on your mobile device and tap on “Transact.”
  2. Select the option to send cash.
  3. Choose the account you want to send money from (“From” account).
  4. Enter the amount of money you wish to deposit.
  5. Create a unique and secure four-digit secret code that will be used by both you and recipient for collecting cash later.
  6. Read through terms & conditions carefully before proceeding further.
  7. Confirm transaction details are correct then proceed with confirmation.

Once confirmed, share reference number along with created secret code securely via preferred messaging platform or method agreed upon between sender/recipient parties.

Option 2: Using Capitec Internet Banking

If you prefer not to use an application, you can also choose this alternative way:

  1. Sign in into your personal Internet Banking profile.
  2. Go to the payments menu options available there select ‘Send Cash’.
  3. Choose which bank accounts (from) and enter desired transfer amounts.
  4. Creating Secret Code is a mandatory step here as well, so create one now too!
  5. Send authorization message after completing the above-mentioned process.

Please note that it’s important to keep track of all transactions made online, especially when dealing with large sums, as they may require additional security measures such as OTPs sent directly to phone numbers registered under user profiles.

Option 3: Using USSD

If none of the previous methods suit your needs, dial *120*3279# to initiate sending funds electronically without the need for any external devices like smartphones, etc. Follow the prompts given during the call session until the completion of a successful payment request.

Cost of Sending Money

The cost associated varies depending on how much is being transferred:

  • For transfers ranging from R40 to R1000, a fee of around R10.50 will be charged.
  • For transfers ranging between R1010 and R3000, a fee of around R16 will be charged.

Collecting the Cash

Once the transaction has been successfully completed, the recipient can collect the cash at any of the following locations: PEP, PEP HOME, PEP CELL, Shoprite, Checkers, Usave, Game, Pick n Pay, Boxer, or Capitec ATM. To do so, they will need to provide the reference number and secret code given by the sender during the initial transfer process.

Contacting Capitec’s Client Care Centre for Assistance

If you encounter any issues with your deposit or have questions regarding the process, you may contact Capitec’s client care centre to get assistance.


  1. https://www.capitecbank.co.za/personal/transact/send-cash-anywhere/
  2. https://www.capitecbank.co.za/personal/transact/transact-fees/
  3. https://www.capitecbank.co.za/were-here-to-help/how-to/how-to-transfer-money-between-your-accounts/

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