web analytics


How To Open An American Swiss Account?

Quick Summary

Opening an American Swiss account can be done online or in-store. To apply online, visit the TFG website and fill out the application form with accurate personal information, providing proof of identification and income if required. In-store, visit a TFG store offering American Swiss accounts, complete the necessary paperwork, and provide relevant documentation. Benefits of having an American Swiss account include shopping on credit, membership to the TFG Rewards program, and convenient account management options. Understand the repayment terms and associated fees, eligibility criteria, and account usage details.


Opening an American Swiss account is a straightforward process that can be done either online or in-store. Whether you prefer the convenience of applying from the comfort of your own home or would rather visit a physical store, American Swiss provides options to suit your needs.

By opening an American Swiss account, you gain access to various benefits such as shopping on credit at not only American Swiss but also other TFG stores. Additionally, membership to the TFG Rewards program allows you to enjoy exclusive perks and discounts. With convenient account management options and access to additional products and services, having an American Swiss account enhances your overall shopping experience.

However, it’s important for potential applicants to understand the repayment terms associated with this type of credit facility. This includes being aware of interest charges on outstanding balances as well as any monthly service fees required for maintaining the account.

In this blog post, we will guide you through both methods – opening an American Swiss Account online and in-store – providing step-by-step instructions along with necessary documentation requirements. We’ll also cover eligibility criteria for obtaining an American Swiss Account so that all interested individuals have clarity regarding who qualifies for this financial offering.

How to Open an American Swiss Account Online

Opening an American Swiss account online is a convenient and straightforward process. By following these steps, you can easily apply for an account from the comfort of your own home:

Step 1: Visit the official TFG website

To begin the application process, visit the official TFG (The Foschini Group) website. This is where you will find all relevant information about opening an American Swiss account.

Step 2: Fill out the online application form

Once on their website, locate and fill out the online application form specifically designed for opening an American Swiss account. Make sure to provide accurate personal information as requested in each field.

Step 3: Provide accurate personal information

When filling out your details on the online application form, ensure that all provided information matches what appears on your identification documents such as ID book or passport. Accuracy is crucial during this step to avoid any delays or complications with your application.

Step 4: Submit a copy of your ID book or passport as proof of identification

As part of verifying your identity when applying for an American Swiss account, it’s necessary to submit a clear copy of either your South African ID book or valid passport along with other required documentation if specified by TFG.

Step 5: Provide proof income if required

Depending on individual circumstances and creditworthiness assessment criteria set by TFG, they may request additional supporting documents like payslips or bank statements indicating proof-of-income stability before approving applications.

How to Open an American Swiss Account In-Store

Opening an American Swiss account in-store is a convenient option for those who prefer face-to-face assistance. Here are the steps you need to follow:

Step 1: Locate your nearest TFG store offering American Swiss accounts

To open an American Swiss account in-store, you will first need to find a TFG store that offers this service. You can visit the official TFG website or contact their customer support for information on which stores provide this facility.

Step 2: Visit the store during operating hours

Once you have identified the nearest TFG store with American Swiss account services, make sure to visit it during its regular operating hours. This ensures that there will be staff available and ready to assist you throughout the process.

Step 3: Request assistance from a staff member

Upon entering the designated area of the store where financial services are provided, approach one of their knowledgeable staff members and let them know that you would like to open an American Swiss account. They will guide you through each step and answer any questions or concerns along the way.

Step 4: Complete necessary paperwork

The next step involves completing all required paperwork related to opening your new account. The staff member assisting you will provide these documents and explain how they should be filled out accurately.

Step 5: Provide copies of relevant documentation

In order for your application process at the physical location to go smoothly, ensure that you have copies of all relevant documentation. This may include a valid South African ID book or passport and proof of financial stability, such as payslips or bank statements.

Benefits of Having an American Swiss Account

Opening an American Swiss account comes with a range of benefits that can enhance your shopping experience and provide added convenience. Here are some key advantages to consider:

1. Shopping on credit at American Swiss and other TFG stores:

By having an American Swiss account, you gain the ability to shop on credit at not only American Swiss but also other TFG stores. This means you can make purchases without immediate payment, allowing for more flexibility in managing your finances.

2. Membership to the TFG Rewards program:

As a holder of an American Swiss account, you automatically become a member of the TFG Rewards program. This loyalty program offers various perks such as exclusive discounts, special promotions, birthday rewards, and early access to sales events.

3. Convenient account management options:

Managing your financial transactions becomes easier with an online platform provided by TFG specifically designed for their customers’ needs. With this feature, you will be able to view statements, pay bills, and track expenses all from one convenient location. This saves time compared to traditional methods like visiting physical branches or making phone calls.

4. Access additional products and services:

Having an American Swiss account opens up opportunities for accessing additional products and services offered by TFG. These include insurance options, jewelry repair service, and extended warranties on purchases. Making use of these services through your American Swiss account can provide you with added convenience and peace of mind knowing that all these benefits are available under one umbrella.

With these benefits in mind, having an American Swiss account helps you enjoy a shopping experience while providing some extra advantages that enhance your financial management capabilities. It’s important to read the terms and reputation fees to ensure you become a fully informed customer before opening any new accounts.

Repayment Terms and Associated Fees

When opening an American Swiss account, it’s important to understand the repayment terms and associated fees. Here are some key details:

1. 12-Month Repayment Plan:

  • Once you make a purchase using your American Swiss account, you will have a period of 12 months to repay the amount.
  • This allows for flexibility in managing your payments over time.

2. Interest Charges on Outstanding Balances:

  • If there is any outstanding balance remaining after the initial 12-month repayment period, interest charges may apply.
  • It’s crucial to keep track of your payment schedule and ensure timely repayments to avoid accruing additional costs.

3. Monthly Service Fee for Maintaining the Account:

  • To maintain an active American Swiss account, there is usually a monthly service fee that needs to be paid.
  • The exact amount can vary depending on specific terms and conditions set by TFG (The Foschini Group), so it’s advisable to check with them directly or refer to their official website for accurate information regarding this fee.

Understanding these repayment terms and associated fees will help you plan accordingly when making purchases through your American Swiss account. By staying informed about due dates, paying off balances within the specified timeframe, and keeping up with any applicable service fees or interest charges if necessary; you can enjoy all the benefits offered by having an American Swiss account without encountering unnecessary financial burdens along the way.

Eligibility and Account Usage

Opening an American Swiss account is available to individuals who meet certain eligibility criteria. Here are the key points you need to know:

1. Age Requirement:

To open an American Swiss account, you must be at least 18 years old.

2. Employment or Support:

You can qualify for an American Swiss account if you are employed or supported by your spouse or parents.

3. Approval Time:

The approval time for opening an American Swiss account may vary depending on various factors such as verification processes and document submission.

4. Online Purchases:

Once your application is approved, you can use your American Swiss account for online purchases from their website (americanswiss.co.za) and other TFG stores that accept this payment method.

5. Adding Family Members:

If desired, family members can also be added to your existing American Swiss account so they too can enjoy its benefits.

6. Account Management Options:

Managing Your Account Online: With a registered online profile on the official TFG website (tfg.co.za), managing your American Swiss account becomes convenient. You will have access to features like checking balances, making payments, and updating personal information all in one place.

7. Missed Payments Consequences:

It’s important to make timely repayments on your American Swiss account. Failure to make payments can result in additional interest charges and may affect your creditworthiness. It’s recommended to pay close attention to due dates and ensure that you have sufficient funds available for repayments to avoid any unnecessary fees or penalties.

8. Closing Your Account:

If at any point, you decide that you no longer wish to maintain an American Swiss account, you can contact TFG directly to close your account.


Frequently Asked Questions

Question 1: How long does it take to get approved for an American Swiss account?


The approval time for an American Swiss account may vary. It typically depends on the completeness and accuracy of your application, as well as any additional verification processes that may be required by TFG. In some cases, you might receive a decision within a few days, while in others it could take longer.

Question 2: Can I use my American Swiss account for online purchases?


Yes, once your American Swiss account is approved and activated, you can use it to make online purchases at both the official American Swiss website (americanswiss.co.za) and other participating TFG stores’ websites. This allows you to conveniently shop from the comfort of your own home or wherever you have internet access.

Question 3: Can I add family members to my American Swiss account?


Yes, you can add family members to your American Swiss account. This allows them to enjoy the benefits of the account and make purchases on credit. However, it’s important to note that you will be responsible for any payments and outstanding balances on the account.



  1. https://askly.co.za/how-to-open-an-american-swiss-account/
  2. https://m.tfg.co.za/account-application
  3. https://americanswiss.co.za/

Latest Answers to Questions